Downtown CRA

The downtown area was originally called "Harrison" and briefly "Park Resort" in the 1800s. Under the developer G.M. West, the community was named Panama City in 1906, and the focal point of downtown became the waterfront where rudimentary piers housed commercial shipping, a post office and the city jail. Businesses extended northward up the first two blocks of Harrison Avenue. Panama City gradually became a municipality. Under Mr. West's guidance, a newspaper called The Panama City Pilot was organized in 1906. Also, in the last part of that decade, a schoolhouse was built, churches were established, the Atlanta and St. Andrew Bay Railroad finally connected Panama City with cities to the north, and the city was incorporated in 1909.
Business gradually expanded into the 300 and 400 blocks of Harrison Avenue in the 1910s. The city establishment of banks, a public library, electricity, city lighting, a phone service and an ice plant were welcome additions. In 1913, Panama City became the seat of the newly formed Bay County. Expansion continued into the 1920s and 1930s. The Adams Hospital on East 5th Street was built in 1924. The following year a new City Hall was erected on 4th Street. The area's first skyscraper, the Dixie Sherman Hotel, was finished in 1926. Other banks were built including the Commercial Bank in 1926, the First Federal Bank in 1934, and the Bay National Bank in 1935. These banks still exist downtown, though the names have changed. In the late 1930s, the first waterfront improvement was done at the end of Harrison Avenue. A semi-circular seawall with landscaping, dock, civic center and turnaround were built. The limits and shape of the downtown were now firmly established, with business extending as far as the 700 block.

Redevelopment and revitalization programs started in the latter half of the 20th century. A new marina was built at the end of Harrison in 1957. In 1984, the Panama City CRA was created to revitalize the area. In 1999, the Streetscape project on Harrison Ave. gave the sidewalks, landscaping and lighting a renewed look. One of our most recent projects is the new parking lot at 4th Street and Grace, behind the Martin Theatre. The parking lot is at the former location of the Cheese Barn. The building was demolished in 2008 and the lot was completed in 2010. There are new improvements occurring today! Take a walk downtown and see our commercial grant money hard at work as businesses along Harrison Avenue improve their properties. You can also visit Jenks Avenue as it is about to receive wider sidewalks, new lighting and banners. Did I mention the exciting new Marina Project that is in the works? 
To learn more about what is going on in Downtown Panama City and to find upcoming events, visit our website Not only is the structural aesthetics of Downtown Panama City changing but more events, such as Friday Fest and Art-Tique, bring thousands of people downtown every month. This is a great help for the merchants to gain new customers and allow new tourist traffic to come downtown!
Downtown CRA Office
819 E. 11th Street, Suite 11
Panama City, Florida 32401
(850) 215-3869 Office
(850) 215-3860 FAX

Onya Bates, FRA-RP
Downtown Program Manager